Everybody gets into a fender bender sometime in their lives. But driving with car insurance can take some of the headache out of the situation.
When you have your first car accident, it can be traumatic. In all the confusion, you can make mistakes or be unsure what information to gather. To avoid such problems, it’s a good idea to learn beforehand what to do in case of an accident.
If wrangler car covers is not serious and there are no major injuries, go ahead and move your vehicles from the roadway. This is particularly important if the accident occurred in a busy intersection. You don’t want it to lead to more accidents and injuries.
Don’t forget to turn on your hazard lights to warn on-coming traffic. It’s important to call the police soon after the accident occurs. If there are no injuries, the police may or may not respond, depending on manpower and the polices of each municipality. It’s important to get a copy of the police report if there is one. The insurance companies will rely on that for important information.
Another important step is to exchange contact information with the other driver. Take down their name, phone number, insurance company, policy number, driver’s license number and license plate number.
It may also want to write down the make, model, year and color of the other vehicle. When you speak to the other driver, don’t admit fault in the accident. The police make that decision.
Another good idea would be to take pictures of the cars if you have a camera or camera phone at the ready. Take pictures before the cars are moved. Call your insurance agent as soon as soon as you can so they can begin processing your claim.
These precautions can make getting through an accident less stressful. It will make what comes next go more smoothly and let you breathe a little easier.